Consumer Service Fee Schedule
Effective Date: 9/1/22
Membership Share |
$5 par value |
Closing Account (within 90 days of account opening) |
$25 |
Personal Checking Account Fees |
|
Overdraft* |
$19 per item |
Insufficient Funds Charge |
$19 per item |
* This fee will appear on account statements as "Insufficient Funds Charge (Paid)." The categories of transactions for which an Overdraft Fee/ISF Charge may be imposed are those by the following means: Share Draft, in-person withdrawal, ATM withdrawal, or other electronic withdrawals. |
|
Check Stop Payment |
$30 per request |
Starter Checks |
$1 per sheet |
Check Copy |
$5 per copy |
ACH Stop Payment |
$30 per occurrence |
ACH Same Day Transfer |
$20 per transfer |
Check Printing |
Call for pricing. Varies by style. |
Deposited Returned Check |
$4 |
Notary Public |
$5 for non Member. Member No charge. |
My Credit Union or Medallion Signature Guarantee |
Member Only, No Charge |
Check Cashing Fee for Non-Members |
$5 per check |
Member Check Cashing Fee* (For members 21 & over, nonactive checking account, and if combined balance is less than $250.00.) |
$5 per transaction |
Photocopy |
$.25 per page |
Statement Copy |
$5 per Statement |
Current Transaction Printout |
$1 per copy |
IRA Account Service Fee* (If combined IRA balances are less than $100.00. Fee assest 12/15 of current year.) |
$15 Annually |
Account Reconciliation |
$30 per hour |
Account Research |
$30 per hour |
Deposited Return Item |
$4 per item |
Items Sent for Collection |
$15 per item |
Legal Process (Levy, Garnishment, or Summons) |
$100 per item |
Line of Credit Advance Fee (If System advances fee) | $2 per advance |
Dormant Fee (Membership - non active account relationship 12 months or longer, over 21. Account balances +$250 no Dormant Fee.) | $10 per month |
IRA Transfer Fee (Only if closing and funds are going to another Financial Institution) |
$25 per transfer |
Copy of Lien Release |
$10 per request |
Returned Mail |
$10 per occurrence |
VISA Gift Card - Purchased at the teller counter |
$3 |
VISA Gift Card - Purchased online | $5.95 |
Domestic |
$25 per transfer |
International |
$60 per transfer |
Cashier’s Check Fee |
$5 per check*, member aggregate balances over $10k free |
Canadian Item Processing |
$20 per deposit |
Foreign Country Item Processing |
Varies depending on country, |
Monthly Fee |
None |
ATM Withdrawals at My Credit Union Owned Machines |
None |
*ATM Withdrawals at Non-My Credit Union |
$1 per transaction |
ATM/Debit International Transactions |
1% of transaction total |
Debit Card Overdraft Fee |
$25 per item |
Debit Card Replacement Fee |
$5 per card |
Rushed Card Fee | $30 per card |
* There may be an additional surcharge on your transaction from the ATM owner. |
|
Safe deposit box rentals available at the Inver Grove Heights, 77th Street & Lyndale Avenue branch offices. | |
Box Size (All boxes are 21 ½” long) |
Fee |
3” x 5” * | $25 |
5” x 5” | $40 |
3” x 10” | $50 |
5” x 10” | $80 |
6" x 10" * | $90 |
10” x 10” | $120 |
Late Payment Fee | $5 per month |
Loss of One Key | $15 |
Loss of Both Keys/Drilling of Box | At cost |
Safe Deposit Box Hours |
Monday - Friday: 9:00 AM - 6:00 PM Saturday: 9:00 AM - 12:30 PM |
* Listed box size not available at both locations, speak to an My Credit Union Member Service Representative for more details. |
Fees and service charges are subject to change. The fees appearing on this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated on this Fee Schedule. If you have questions, or require current rate or fee information on your accounts, please call the Credit Union at 612.798.7100 or 800.967.My Credit Union (7228).