MY Self - Spend

Checking Accounts

Unlike other financial institutions, MY CREDIT UNION makes it easy by offering one FREE personal spend account for all MY members. All it requires is an initial $25 deposit to open!

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Account Features

  • 24/7 online account access
  • Debit Card with your account
  • Digital check images online on all personal accounts
  • Bill Payment service through online account access
  • Unlimited check writing
  • No minimum balance required
  • ATM access at hundreds of local and national ATM machines
  • Earn dividends on days your balance is over $500, paid at month end

To open a MY personal spend account, please visit your nearest branch location. For more information, call us at 612.798.7100.

Substitute Check Policy


Overdraft Protection

Safeguard your account with our reliable overdraft protection. Prevent financial mishaps and avoid unwanted fees while enjoying peace of mind.


Debit Cards

Unlock seamless transactions with our feature-rich debit cards. Access your funds and make purchases with ease, anytime and anywhere.

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Gift Cards

Choose the perfect present with our versatile gift cards. Delight your loved ones with a flexible and thoughtful gift for any occasion.


Check Ordering

Effortlessly order personalized checks through our simple process. Keep your finances organized and maintain a professional appearance.