Depending on how members use their checking account to pay, MY CREDIT UNION offers options to prevent a low account balance from getting in the way!
Overdraft Protection - Set up your share savings account as a backup to your checking account. Ask us today to learn more about how to set up this option.
Premium Overdraft Protection - Available to checking account holders after their account has been open and remains in good standing after 90 days. No opt-in required. Transaction types include:
- ACH Transactions
- Recurring Debit Card Payments
- Automatic Bill Payments
Courtesy Pay - Opt-In Required, See PDF Application below. Transaction types include:
- ATM transactions
- Everyday Debit Card transactions
- Avoid the embarrassment of a payment decline for insufficient funds
- Avoid getting hit by two fees (merchant and MY CREDIT UNION)