Business Service Fees

Effective Date: October 1, 2016

Credit Union Membership
Membership Share $5 par value
Closing Account  (within 90 days of account opening) $10
Checking Account Fees – All Accounts
Check Printing Fee Prices vary by style
Check Copy Fee $5 per copy
Overdraft Fee* $19 per item
Insufficient Funds Charge $19 per item
Check Stop Payment Fee $30 per request
ACH Stop Payment Fee $30 per occurrence
ACH Same Day Transfer Fee $20 per transfer

* This fee will appear on account statements as "Insufficient Funds Charge (Paid)."

Business Checking Account Fees 
(These DO NOT pertain to Organizational Checking Accounts)
Average Monthly Balance Fee Based on All Deposit Accounts
$2,500 and greater
$25,000 and greater
$0 and no deposit, item, or cleared check charge
# of Deposits per Month
$0.50 each deposit
51 and greater
$1.00 each deposit
# of Checks Deposited per Month
51 and greater
$0.03 each check
# of Checks Cleared per Month
51 and greater
$0.20 each check
Other Service Fees (Applicable to All Accounts)
Currency Purchase Fee $0.20 per currency strap
Coin Purchase Fee $.05 per roll
Notary Public Member Only, No Charge
My Credit Union or Medallion Signature Guarantee
Member Only, No Charge
Photocopy Fee
$.25 per page
Local Fax Fee
$2 up to 5 pages, $1 per additional page
Long Distance Fax Fee
$5 up to 5 pages, $1 per additional page
Statement Copy Fee
$1 per copy
Current Transaction Printout Fee
$1 per copy
Account Reconciliation 
$30 per hour
Account Research Fee
$30 per hour
Deposit Returned Item Fee
$15 per item
Items Sent for Collection 
$15 per item
Legal Process Fee
(Levy, Garnishment, or Summons)
$30 per item
Undeliverable Statement Fee
$5 per occurrence
Wire Out Transfer Fees  
                                Domestic $20 per transfer
                                International  $40 per transfer
Lockable Deposit Bag Fee At cost
My Credit Union Gift Cards $3 per card
Cashier’s Check Fee One (1) free per day,
$3 per additional check
Canadian Item Processing $5 per deposit
Foreign Item Processing Varies depending on country, please inquire
Electronic Funds Transfer Fees
My Credit Union Debit & ATM Card Fees
Monthly Fee             None
ATM Withdrawals at My Credit Union Owned Machines None
ATM Withdrawals at
Non-My Credit Union Owned Machines*
ATM/Debit International Transactions 1% of transaction total
ATM/Check Card Overdraft Fee $30 per item
Debit Card Replacement or
ATM Card Replacement Fee
$15 per card
Rushed Card Fee $30 per card
* There may be an additional surcharge on your transaction from the ATM owner.

Fees and service charges are subject to change. The fees appearing on this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated on this Fee Schedule. If you have questions, or require current rate or fee information on your accounts, please call the Credit Union at 612.798.7100 or 800.967.My Credit Union (7228).