Business Service Fees
Effective Date: October 1, 2016
Credit Union Membership | |
Membership Share | $5 par value |
Closing Account (within 90 days of account opening) | $10 |
Checking Account Fees – All Accounts | |
Check Printing Fee | Prices vary by style |
Check Copy Fee | $5 per copy |
Overdraft Fee* | $19 per item |
Insufficient Funds Charge | $19 per item |
Check Stop Payment Fee | $30 per request |
ACH Stop Payment Fee | $30 per occurrence |
ACH Same Day Transfer Fee | $20 per transfer |
* This fee will appear on account statements as "Insufficient Funds Charge (Paid)." |
|
Business Checking Account Fees (These DO NOT pertain to Organizational Checking Accounts) |
|
Average Monthly Balance Fee Based on All Deposit Accounts | |
$0-$999.99
|
$10 |
$1,000-$2,499.99
|
$5 |
$2,500 and greater
|
$0 |
$25,000 and greater
|
$0 and no deposit, item, or cleared check charge |
# of Deposits per Month | |
0-20
|
$0 |
21-50
|
$0.50 each deposit |
51 and greater
|
$1.00 each deposit |
# of Checks Deposited per Month | |
0-50
|
$0 |
51 and greater
|
$0.03 each check |
# of Checks Cleared per Month | |
0-50
|
$0 |
51 and greater
|
$0.20 each check |
Other Service Fees (Applicable to All Accounts) | |
Currency Purchase Fee | $0.20 per currency strap |
Coin Purchase Fee | $.05 per roll |
Notary Public | Member Only, No Charge |
My Credit Union or Medallion Signature Guarantee
|
Member Only, No Charge |
Photocopy Fee
|
$.25 per page |
Local Fax Fee
|
$2 up to 5 pages, $1 per additional page |
Long Distance Fax Fee
|
$5 up to 5 pages, $1 per additional page |
Statement Copy Fee
|
$1 per copy |
Current Transaction Printout Fee
|
$1 per copy |
Account Reconciliation
|
$30 per hour |
Account Research Fee
|
$30 per hour |
Deposit Returned Item Fee
|
$15 per item |
Items Sent for Collection
|
$15 per item |
Legal Process Fee
(Levy, Garnishment, or Summons) |
$30 per item |
Undeliverable Statement Fee
|
$5 per occurrence |
Wire Out Transfer Fees | |
Domestic | $20 per transfer |
International | $40 per transfer |
Lockable Deposit Bag Fee | At cost |
My Credit Union Gift Cards | $3 per card |
Cashier’s Check Fee | One (1) free per day, $3 per additional check |
Canadian Item Processing | $5 per deposit |
Foreign Item Processing | Varies depending on country, please inquire |
Electronic Funds Transfer Fees | |
My Credit Union Debit & ATM Card Fees | |
Monthly Fee | None |
ATM Withdrawals at My Credit Union Owned Machines | None |
ATM Withdrawals at Non-My Credit Union Owned Machines* |
None |
ATM/Debit International Transactions | 1% of transaction total |
ATM/Check Card Overdraft Fee | $30 per item |
Debit Card Replacement or ATM Card Replacement Fee |
$15 per card |
Rushed Card Fee | $30 per card |
* There may be an additional surcharge on your transaction from the ATM owner. Fees and service charges are subject to change. The fees appearing on this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated on this Fee Schedule. If you have questions, or require current rate or fee information on your accounts, please call the Credit Union at 612.798.7100 or 800.967.My Credit Union (7228). |