Auto Loans

Auto Loan Options to Fit Member Needs

Discover lower interest rates for new and used car loans with MY CREDIT UNION’s full suite of financing options, even for those experiencing credit challenges.

New and Used Automobile Loans

If you’re looking for low interest rates on car loans (for new or used cars), you’ve come to the right place. MY CREDIT UNION’s auto loan rates offer competitive interest rates from an experienced loan department that tailors loans to meet the needs of our members.

Whether you want to refinance a current car loan or get pre-approved online before visiting a dealership, MY CREDIT UNION is your perfect auto financing partner.

Not sure of what will fit into your monthly budget? Use our Loan Payment Calculator or contact us today so we can help make financing your dream vehicle a reality! Even if you have a history of bad credit, our staff stand ready to work with you to determine your auto loan financing options.

MVP Loans

(MY Vehicle Purchase Loan)

MY CREDIT UNION has another option when it comes to financing the vehicle of your dreams. The MVP Loan is an auto loan with lower monthly payments. Like a traditional auto loan where you can trade, sell, pay-off, or refinance at any time, our MVP Loan provides you with an additional option at maturity, allowing you to walk away from the final balance and any potential negative equity.

Additional Benefits of the MVP Loan:

New and pre-owned vehicles up to 5 years old qualify
Flexible loan terms
Annual mileage options of 12,000, 15,000, & 18,000
Enables you to easily upgrade and/or change your vehicle every couple of years
No early payoff penalty
Title is in your name! You have more options unlike a lease

Calculator Embed Goes Here

Automatic Payment Discount for Loans

Remember, choosing to pay MY CREDIT UNION loans through our automatic payment system may lower your rate!

All rates are subject to change at any time and reflect a 0.50% discount for automatic payment. Your APR may vary based upon your credit worthiness and collateral. Membership is required.

APR = Annual Percentage Rate.