Mortgage Loans
Secure and Simple Home Financing
Begin your journey to homeownership by filling out our simple, secure online mortgage application form below and check current interest rates and disclosures.
Are You Ready to Begin Your Dream to Homeownership?
MY CREDIT UNION’s goal is to educate you on our simple and secure process. We work together to achieve your dream! Discover the various Mortgage Loan products we offer below to make that dream a reality.
Mortgage Options
A Conventional Mortgage Loan is a homebuyer’s loan made through a private lender—in this case MY CREDIT UNION.
Qualifications Include:
- 5% down payment
- 620 minimum credit score
A HomeReady Mortgage Loan is a special program available at MY CREDIT UNION for members with low or non-traditional income.
Qualifications Include:
- 3% down payment with qualifying factors
- Home buyer education class certificate
MY CREDIT UNION offers an Investment Mortgage Loan for a property purchased to generate income. This includes properties you plan to rent, such as a Duplex or
4-Unit home.
A Fixed Rate Mortgage is a home loan with a constant interest rate for the entire term of the loan—the interest rate will not fluctuate with market conditions.
MY CREDIT UNION Term Options:
- 30 Year Fixed Rate
- 20 Year Fixed Rate
- 15 Year Fixed Rate
- 10 Year Fixed Rate
A Home Equity Line of Credit is a revolving form of credit tied to the equity of your home. Let MY CREDIT UNION help with home improvement projects or debt consolidation!
Coming Soon!
New programs, incentives, and educational seminars for MY CREDIT UNION members!
Have Questions?
Please contact us today or visit us at one of our branch locations and we will be happy to assist you.