Credit Cards

Find Your Perfect Visa Credit Card

Explore our range of Visa credit cards, including Classic, Platinum, Signature, and Business, with no annual fees and exclusive benefits tailored to your needs.

happy man making purchase with credit card

Visa Classic Card

Our No Annual Fee Visa Classic credit card has a slightly higher annual percentage rate than our Visa Platinum card. The Classic card has a 25-day grace period on all new purchases when your account is paid in full each month. (Cash advances accrue interest from the date an advance is made.)

  • 12.99% APR
  • Intro APR - 1.99%  (1.99% introductory rate applies for 6 months on purchases from date of account opening. After 6-month introductory period, standard rates on purchases applies)
  • No Annual Fee
  • $500 Minimum Credit Line
  • Redeem Rewards for Travel and Merchandise
  • 1% International Fee

Consumer Visa Credit Card Disclosure.

black and red visa card

Visa Platinum Card

Our No Annual Fee Visa Platinum credit card has a low annual percentage rate and a 25-day grace period on all new purchases when your account is paid off each month. (Cash advances accrue interest from the date an advance is made.)

  • 9.90% APR
  • Intro APR - 1.99% (1.99% introductory rate applies for 6 months on purchases from date of account opening. After 6-month introductory period, standard rates on purchases applies)
  • No Annual Fee
  • $500 Minimum Credit Line
  • Redeem Rewards for Travel and Merchandise
  • 1% International Fee

Consumer Visa Credit Card Disclosure.

a black and white visa card

Visa Signature Card

Our No Annual Fee Visa Signature credit card is a great card for traveling and offers a cash back option. The Signature card has a 25-day grace period on all new purchases when your account is paid in full each month. (Cash advances accrue interest from the date an advance is made.)

  • 10.99% APR
  • Intro APR - 1.99% (1.99% introductory rate applies for 6 months on purchases from date of account opening. After 6-month introductory period, standard rates on purchases applies)
  • $5,000 Minimum Credit Line
  • Contactless
  • Travel Insurance
  • Redeem Rewards For Gift Cards, Statement Credit, Deposit to a MY CREDIT UNION Checking or Savings account, Travel or Merchandise 
  • No International Fee

Consumer Visa Credit Card Disclosure.

black and blue visa card

Visa Business Card

Our No Annual Fee Visa Business credit card is a great option for our business members. The Business card has a 25-day grace period on all new purchases when your account is paid in full each month. (Cash advances accrue interest from the date an advance is made.)

  • 12.99% APR
  • Intro APR – 1.99% (1.99% introductory rate applies for 6 months on purchases from date of account opening. After 6-month introductory period, standard rates on purchases applies)
  • No Annual Fee
  • 1% International Fee
  • $500 Minimum Credit Line
  • 1% Cash Back as Statement Credit

Business Visa Credit Card Disclosure

the My Credit Union Visa® Business Card

CU Rewards

You can start earning points toward premium merchandise or exciting travel plans just by using your MY CREDIT UNION consumer credit card.

Every time you spend, each dollar earns one (1) point. Points in the CU Rewards Program remain in your account for five (5) full calendar years before they expire, giving you plenty of time to save up for the merchandise or travel reward that you want!

To view or redeem your CU Rewards points, please log into Online Banking.

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