Winter Skip-a-Pay

Save Some Dough!

Enjoy some extra dough this holiday season when you skip a payment on your December MY CREDIT UNION auto, recreational vehicle, or personal loan!

A selection of festive holiday cookies decorated with icing, including a Christmas tree, a mitten, a snowflake, a star, and a snow-covered round cookie, all arranged neatly on a light background.

How It Works

For $20 members can choose to push their December MY CREDIT UNION loan payment due date forward one month and not make their normal payment.*

Just complete, sign, and submit the form below! Completed form can be submitted in branch, electronically, or via mail to the Lyndale Branch location. If you need assistance please contact our Call Center at 612.798.7100.

* The following conditions apply: 1. The $20 non-refundable fee per eligible loan must be paid before Payment Break is processed. 2. The completed form must be submitted three days before the actual loan payment due date. 3. The maturity date of the loan will be extended. GAP coverage may be affected. 4. Finance charges will continue to accrue on existing loan balances and the payment amount will remain the same. 5. The due date on eligible loans will be extended one month once the Payment Break is processed. 6. Loans are eligible twice per year (Once in Summer, Once in Winter), per loan type and not permitted during first 60 days of loan. 7. All MYCU accounts must be current and member must be in good standing. 8. All real estate, business, certificate secured, workout, Visa and lines of credit are not eligible.. 9. All borrowers must sign this form.10. Program is discretionary, subject to change without notice. Expires 12/31/23.