Member Resources

Financial Education Starts Here

From getting your first car to buying a home, My Credit Union offers you the financial education resources you need to make the wisest decisions. Whether you're a student learning sound money skills, or an adult trying to get out of debt or investing for the future, you'll find a host of valuable educational resources below.

Auto Center
Home Center
Education Center
Investing
Financial Counseling
Calculators

Auto Center

Whether it's a car loan or auto loan refinancing, we are here to help. We even work with members experiencing credit difficulties to help determine what steps are needed to qualify for auto financing.

Auto Loans

With some of the best interest rates and terms for new and used vehicles, My Credit Union's Lending Department stands ready to tailor an auto loan to meet your needs.

Click here to view inventory of our partnering dealerships.

New and Used Car Loans
Boats & RVs
Motorcycles, Snowmobiles, and Recreation Loans

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Guaranteed Asset Protection (GAP)

If your new or used automobile is stolen or involved in a major accident, most insurance policies only cover the current value of your vehicle. Because the value of automobiles declines rapidly during the first few years of ownership (in fact, most cars depreciate by thousands of dollars as soon as they are purchased), your loan or lease balance could be substantially higher than the value of your vehicle. In fact, this “gap” between your automobile’s value and the amount you still owe can be thousands of dollars.

Protect your new or used vehicle investment with Guaranteed Asset Protection (GAP). GAP protects you from substantial loss by picking up the difference between what the insurance company settles for and the amount that you still owe on the loan. Contact one of our Member Service Representatives to learn more about how to add GAP to your vehicle today.

Extended Vehicle Warranty

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the United States, Route 66 Warranty protects you against major mechanical expenses and there is NO DEDUCTIBLE on covered parts and labor. All of the plans come with Rental Car Allowance and 24/7 Emergency Roadside Service.

There are varying levels of protection available but at a minimum, each includes:

Towing
Flat Tire Assistance
Battery Jump Starting
Lock-out Service
Safe and Secure Package
Minor Adjustments

Discover how My Credit Union can help get you an Extended Vehicle Warranty.

Call My Credit Union at 612.798.7100 or stop by our offices to talk to us about getting this extended level of protection for your vehicle.

You can also contact Route 66 Warranty directly at 800.808.0828 or email their customer service at claims@route66warranty.com.

Used Vehicle History Reports

CARFAX Vehicle History Reports find potential problems before you buy. CARFAX uses your vehicle's VIN number to search its nationwide database; provides a detailed report in seconds.

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NADA.com

Want to get pricing information on new cars, used cars, classic cars, motorcycles, boats, RVs, and manufactured homes? Then check out NADA.com!

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Home Center

My Credit Union offers you a variety of home financing resources.

Real Estate Loans

My Credit Union offers competitive loan rates and terms on the following products. Let My Credit Union's Lending Department tailor your loan to meet your needs.

Home Equity Loans
First Mortgages
Home Equity Line of Credit/Second Mortgages
Home Improvement Loans

LEARN MORE APPLY ONLINE CURRENT RATES

Financial Calculators

Our real estate financial calculators can help you determine how large a mortgage you can afford and the size and structure of your monthly payments.

calculators

Mortgage Center

Consult with an My Credit Union mortgage specialist or fill out an application by visiting our online Mortgage Center! You can also obtain more information regarding mortgage loan options, view current interest rates, use mortgage related calculators, and more.

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Home Matters

money and house on see saw There are times in life when we struggle to meet our financial obligations. Losing a job, divorce, a death, or a serious illness in the family can all be reasons that lead to financial hardship. This hardship, regardless of what caused it, can spiral out of control -- beginning with late and missed payments and ending with foreclosure of your home. Don't let that happen to you.