Current Rates
- Loan Rates
- Savings & Deposit Rates
Loan Rates
Loan rates effective 1/1/23 and subject to change.
APR = Annual Percentage Rate
Loan Type | APR as low as |
---|---|
Automobile (Years 2018-2023) |
4.99%*
|
Recreational Vehicles (Years 2018-2023) |
5.49%*
|
Personal Loan |
10.49%*
|
Share Secured Loan |
3.50%*
|
Certificate Secured Loan |
2.5%*
Above Rate on Certificate Used as Collateral |
SafetyLine (Overdraft Protection) |
15.00%*
|
My Credit Union Signature Visa Card |
10.99%*
|
My Credit Union Platinum Visa Card |
9.90%*
Visa Credit Card Disclosure |
My Credit Union Classic Visa Card |
12.99%*
|
Mortgage Loans |
Visit the My Credit Union Mortgage Center
|
Vehicles older than 2017 are subject to a rate increase.
* APR is Annual Percentage Rate. Rate assumes Auto Pay(1) and is based on credit qualifications, term, and age of collateral. Rate subject to change.
Notes: (1) AutoPay takes your payment from an My Credit Union account or from your payroll at qualifying employers.
Business Loans | APR* |
---|---|
My Credit Union offers Business Loans tailored to meet your specific needs! Loans are available for Equipment, Vehicles, Building Acquisitions, or Working Capital. |
Contact My Credit Union's Call Center at 612.798.7100 or Toll Free at 800.967.7228 for more information.
|
Savings & Deposit Rates
Saving rates effective 1/1/23 and subject to change.
APY = Annual Percentage Yield
Checking Accounts1 | Dividend Rate2 | APY | Minimum Daily Balance to Earn Stated APY | Minimum Opening Deposit |
---|---|---|---|---|
Personal Checking | 0.05% | 0.05% | $500 | $25.00 |
Business Checking | 0.05% | 0.05% | $2,500 | $100.00 |
1 = Fees could reduce earnings.
2 = Rate may change after account is opened.
3 = A penalty may be imposed for early withdrawal.