MY Gift Cards

The Perfect Gift for Any Occasion

MY CREDIT UNION offers versatile Visa® debit gift cards that can be used at numerous locations, including online, for various purchases like clothes, events, or entertainment. This flexible gift option is convenient and enjoyable for both the giver and receiver.

new graduation student holding up gift card

Looking for the perfect gift?

MY CREDIT UNION offers versatile Visa® gift cards that can be used wherever Visa® debit cards are accepted, providing a flexible option for purchases like clothes, events, entertainment, and more, even online! This convenient gift choice is sure to delight both givers and receivers. Purchasing is a breeze with two easy options: order your gift cards online or visit your nearest MY CREDIT UNION branch office to buy them in person without any lengthy processes or forms. Give the gift of endless possibilities today!

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It can be used to make purchases everywhere Visa® debit cards are accepted.

Select credit.

Restaurants, Beauty Salons, Hotels, Car Rental Agencies — It is customary for service orientated or travel companies to require an available balance over the purchase amount (usually 25%) to ensure sufficient funds for tips or incidental expenses.

Gas Stations — Paying at the pump using this card requires at least a minimum balance of $50.00. However, only the actual amount spent will be deducted from the card. If your Gift Card balance is less than $50.00, you can use the card inside the station as long as the purchase does not exceed the remaining balance.

On-line Merchants — In order to use this card for merchants who use address verification to authenticate purchases, you must register your card on-line at Login as a Returning Cardholder and follow the instructions to register your card. Your card may not be used at age restricted on-line merchant sites.

Click here or call 1.866.244.5360.

The card’s available balance is probably less than the purchase amount.

Call 1.866.244.5360 for the remaining balance on the card and use another form of payment to pay the difference, subject to the policy of the merchant.

Each merchant location has its own return policies and will handle the returns in the same manner as any other Visa debit purchase.

No, cash back is not an option on your Gift Card.

No. It is a prepaid Visa card that carries a fixed cash amount determined by the Gift Card purchaser. Each time you use the card, the purchase amount is deducted from the available balance.

No, the card cannot be reloaded.

Yes, there is a small fee for purchasing these convenient cards.
Please check the current MY CREDIT UNION fee schedule.

You should immediately report any problems or a lost or stolen card by calling our 24-hour toll-free support line at 1.866.244.5360. A replacement card will be issued and any available balance will be transferred to the new card, less the $5.00 lost/stolen fee that will be deducted from your card’s available balance (a new card issuance fee may also apply). As long as the lost or stolen card is reported immediately, you are not responsible for any unauthorized merchant charges.

Yes. It expires when the remaining balance is $0 or on the expiration date shown on the front of the card. A monthly service fee of $2.50 is waived for the first six months. This fee will be deducted from your card balance the first of the month beginning in month seven until the balance is $0 or the card expires (except where prohibited by law).

You may request that a new card be issued and the remaining balance transferred to the new card. A balance/transfer fee of $5.00 will be deducted from the balance and a new card issuance fee may also apply. Once the card expires a $10.00 monthly fee will be assessed until the balance is $0, or until you request a new card. You may terminate your card and receive the funds via a check. Within six to eight weeks of a written request a check will be sent less the $25.00 service fee.

Any authorization request that is greater than the card's available balance will be declined. However, there can be times when a Visa merchant puts an item through without prior authorization. If an overdraft occurs, you will be required to make a payment to Cardholder Services to cover the negative amount.

Cardholder Services
P.O. Box 550160 • Fort Lauderdale, Florida 33355-0160

Simply call our toll-free customer service number, 1.866.244.5360, and they will walk you through the process.

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