Credit Cards

Please review the following disclosures before proceeding to the application link at the bottom of this page.


Annual Percentage Rates (APR) for Purchases 9.99% for Platinum Visa Cards
10.99% for Signature Visa Cards
for Classic Visa Cards
APR for Balance Transfers and Cash Advances 9.99% for Platinum Visa Cards
10.99% for Signature Visa Cards
12.99% for Classic Visa Cards
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at



Annual Fees None
Transaction Fee
    -  Balance Transfer
    -  Cash Advance
    -  Foreign Transaction
-  None
-  None
-  1% of each transaction amount in U.S. dollar
Penalty Fees
    -  Late Payment
    -  Returned Payment
    -  Over the Limit
-  $29
-  $30
-  None
Other Fees
    -  Replacement Card
    -  Document Copy

-  $5 per card
-  $3 per copy

How We Calculate Your Balance: We use a method called "average daily balance (including new purchases).” See your account agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

clock image showing 15 to 20 minute block of time

Traditional Application

credit card application